do you sometimes feel that you spend too much money and have nothing to show for it? This is most definitely me. I try to save as much as I can, yet sometimes the month goes by an I have saved hardly anything. So I have come up with a few cool ways of how to spend less an save more.
Over the next month I don’t have any plans, no birthdays, no meals out planned and no day trips e.t.c. I lead such an exciting life I know. So this is the perfect time to give my purse a little detox.
Here is how I intend to do just that.
Bring your own lunch to work.
By bringing your own food to work Is a great way to save money.
I actually spend a fair bit buying lunch from work. It may not seem like much at the time but it all adds up.
On an usual day I spend around £2.50 buying lunch from the canteen not to mention the coffees. So in total I would say it works out around £3.00 per day
Thats £15 per week and £60 per week. It’s quite a fair amount that I could be saving.
If i took my own lunch in for the whole year I could save £720. It’s madness when you look at it like that.
Making more of an effort to walk more.
I actually don’t drive ( it’s on my to do list).
However, I do use a great deal of public transport aka taxis. I spend almost £20 pound whaaaatttt!!! Although I do occasionally get the odd lift home and during the summer months I walk home, but we will call it £20. So that’s £80 a month and £960 a year.
Omg now I know why I’m always complain I have no money to save oh dear. I’m so glad I’m writing this post.
Car share to work.
As i don’t drive this Is not really a tip for me but hopefully it will help those of you that do.
Is there someone who you work with who lives close by? Maybe you could car share.
if say you take your car one week and they take theirs the next. This could be a big money saver.
I cant really say how much. Depends on how far and how much petrol you use. So ill say an average of £30 per week that’s £60 a month and £720 per year not bad.
Not only will you be saving but also helping the environment too win win!
Say no to takeaway.
Dont get me wrong I love a takeaway. I usually have one at the weekend. Chinese is my absolute favourite whereas the rest of my family opt for Indian so I’m always out voted.
On average for me and my daughter for a Chinese we spend £15, so again another £60 per month. It’s all adding up.
Im not saying dont have a takeaway at all just reduce to every other week or once a month. We all need a treat.
Again another win win! A bigger wallet and a smaller waist line.
Try a no spend weekend.
I think it’s nice to have a weekend at home to recharge. Maybe catching up on housework, or just chilling out and binge watching the latest box set.
Please don’t hate me but I have never watched a single episode of Game of thrones. Does that make me a bad person?
Buy staying in two weekends out of the month can save you a fair bit.
If you think about how much you spend on an average night out weather it’s out for a fancy meal out or a night out on the tiles. That can set you back around £50 at least. That’s possibly another £100 a month wow!
Staying in is definitely the new going out!
here is a little recap on how you can save.
- Bring your own lunch to work
- Walk more
- car share
- limit the takeaways
- try a no spend weekend
lets see how much you can actually save by implementing all these ideas into your life.
On average you could save roughly £75 Week. See it’s exactly like I said at the start of this post. We often spend our money and have nothing to show it.
so £75 per week amounts to £300 per month and £3600 a month.
£3600 a month 😲 OMG!!! Just think of the holiday you could have. OR even a car.
What you can achieve when you put your mind to it Is incredible.
You don’t even have to follow all of the ways mentioned. Just a few of them can save you a nice amount.
how would you spend yours???
Thanks for reading.
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